Even though you take steps to maintain your safety at your place of employment, accidents can and do happen every now and again. If you find yourself in this position, it’s critical that you understand the exact steps you should take.
Here are five things to do:
- Report the injury: Don’t wait to report the injury to your supervisor or employer, as you want to make it clear to them that it occurred on the job. The longer you wait to do this, the greater chance there is that they will argue you were injured outside of work.
- Seek medical treatment: The primary reason for doing this is to understand your injuries and receive treatment to help you recover. However, it’s also important when it comes to making a workers’ compensation claim. With this, you begin to document the treatment associated with your injury, which is critical to receiving benefits.
- Consult with a workers’ compensation attorney: Your attorney can manage your claim from start to finish, answer your questions and help you gather and organize all the necessary information. This goes a long way in maximizing the compensation you receive.
- Don’t be quick to accept an offer: The insurance company may make an offer to you, which you’re tempted to accept. However, before doing so, you must clearly understand the terms and conditions and impact on your future.
- Avoid gaps in medical treatment: It’s common for an injured worker to stop receiving treatment, even if they haven’t made a full recovery. If you do this, the insurance company may attempt to stop paying your benefits. Then, if you attempt to receive treatment again in the future, they may deny coverage. Follow the recovery plan outlined by your doctor, down to every last detail.
When you take these steps after a workplace injury, you position yourself to receive workers’ compensation benefits in the near future. Furthermore, it’ll give you peace of mind as you know you’re moving forward in the appropriate manner.
If you receive a denial letter and/or your employer puts up a fight, don’t back down. You have legal rights under the workers’ compensation system and it’s critical that you protect them.